Universal Health and Life is a trusted insurance agency based in Las Vegas, Nevada, dedicated to providing comprehensive insurance solutions that support the health, financial security, and overall well-being of our clients. Our mission is to help individuals and families make informed decisions about their coverage, empowering them to live life to the fullest with peace of mind.

​

We currently serve clients in Nevada, California, Texas, Louisiana, and Alabama, with plans to expand our reach even further. Whether you're navigating the complexities of Medicare, looking for affordable health coverage, or securing life insurance for your family’s future, our team is here to guide you every step of the way.

​

The agency was founded by Alex Cabrera-Heiring, a longtime Las Vegas resident with a deep commitment to community care. A graduate of Minnesota State University, Alex brings over 23 years of experience in the insurance industry. Since 2015, he has specialized in health, life, and senior markets, while also mentoring and training the next generation of insurance agents. His passion lies in making insurance accessible and understandable for everyone.