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Privacy Policy

Effective Date: 01/30/2026

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Universal Health and Life LLC (“we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and protect your personal information when you visit our website or interact with us.

What type of information do we collect?

We collect personal information that you voluntarily provide to us through contact forms or other communications on our website. This information may include your full name, email address, phone number, and mailing address. You provide this information when you request information, ask for assistance, or otherwise choose to contact us.

In addition to the information you provide directly, we may collect limited information automatically when you visit our website. This may include data about how you interact with the site, such as pages viewed, time spent on pages, clicks, and general navigation behavior. This information is typically collected through standard website analytics tools and is used to understand visitor behavior and improve website performance. We do not knowingly collect payment information. We do not intentionally collect precise location data. Any technical data, such as browser or device information or IP-related data, is used only in an aggregated and non-identifying manner for website analytics, security, and performance monitoring.

How do we collect information?

Information is collected when you submit contact forms on our website and through automated technologies such as cookies or similar tracking tools provided by third-party analytics services. These tools help us understand how visitors use our website and allow us to improve functionality and user experience.

Why We Collect Information

We collect and use personal information to provide and operate our services, respond to inquiries, offer customer service and technical support, provide personalized assistance related to health insurance and Medicare options, communicate with users about our services, and track and improve the performance and usability of our website. Information may also be used to comply with applicable legal and regulatory requirements.

How We Use and Store Information

The information we collect is used to contact you and provide our services. Contact information may be stored securely in a customer relationship management (CRM) system as a lead. We do not sell your personal information to third parties. We may communicate with you through phone calls, text messages, emails, or postal mail. You may opt out of text message communications at any time by replying “STOP,” after which you will be unsubscribed from further text messages. You may also request to opt out of other communications by contacting us directly. Information collected may be used for marketing and advertising purposes related to our services.

Data Security

Our website may use cookies or similar technologies to enhance user experience and collect website analytics. You can control or disable cookies through your browser settings; however, disabling cookies may affect certain website features or functionality. 
We take reasonable administrative, technical, and physical measures to protect your personal information from unauthorized access, disclosure, or misuse. While we strive to protect your data, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

 

Disclaimer

Universal Health and Life LLC is an independent health insurance agency and broker. We are not affiliated with, endorsed by, or a part of Medicare or Medicaid. We work with multiple major Medicare plan providers to help seniors and others understand Medicare and their available options. 

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

Contact Us

You may request access to the personal information we have about you, request corrections or updates to your information, or request deletion of your information, subject to legal and regulatory requirements. To exercise these rights, please contact us using the information below.
 

If you have any questions about this Privacy Policy or how we handle your personal information, please contact us at:

Universal Health and Life LLC
team@universalhl.com
871 N Nellis Blvd Ste 2
Las Vegas, NV 89110

 

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