Short - Term Care Insurance
What is short term care insurance?
Short-term care insurance provides affordable coverage for temporary support with daily activities, such as home health care, assisted living, or nursing home stays. It’s a practical solution for individuals who need care due to illness, injury, or recovery, but don’t require long-term coverage. With flexible benefits and lower premiums than traditional long-term care insurance, it offers peace of mind and financial protection when you need it most.
Flexible Coverage
Coverage includes in-home care, assisted living, nursing home services, and a cash benefit that can be used to compensate family members or friends for caregiving.
Accessible Coverage
STCi offers budget-friendly coverage and, thanks to its two-tier underwriting process, is accessible to a wider range of clients, including those with health issues.
Valuable Benefits
STCi offers benefits that are often excluded from other insurance plans. Its included prescription drug coverage and optional hospital indemnity rider make it particularly appealing to Medicare recipients.
Who Would Benefit From a Short-term Policy
A person who is recovering from an acute illness, injury, or surgery would benefit. These policies cover temporary care needs, like rehabilitation or in-home help, after something unexpected happens, bridging gaps where other insurance might not pay.
A person who has health insurance but is worried about high out-of-pocket costs for temporary care would benefit. A short-term care policy can provide cash benefits to cover these immediate expenses, easing the financial stress.
A person who requires help with everyday tasks like bathing, dressing, or eating, but doesn't need constant medical care would benefit. Short-term care policies often cover this kind of personal, non-medical support at home, which Medicare typically doesn't, helping them maintain independence in their familiar surroundings.
Get in Touch
871 N Nellis Blvd #2, Las Vegas, NV 89110
(702) 838-5141
